Life Insurance

I bought an insurance policy for 250k from Allstate in 2008. I paid on this until 2021 When I get a letter saying that my policy had been cancelled. 

They say it had lapsed for non payment and that if I wanted to continue the policy you would have to do blood get a physical.  We both really know what happened there. 

Thank you for your 13 years of 600.00 payments. Now that you are 50 years old we are going to use this technicality as a way to either cancel your policy or raise your rates...

Well at that point it was a Flush! Situation and I moved on from the experience. Never trust the US Mail for your insurance policy get an insurance company that sets your policy up on EFT. Or one day that you don't get your renewal bill you are stuck with some crazy underwriters rules to salvage what is left. 


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