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https://quote.coterieinsurance.com/agency/f454c3be-4777-4634-bcc8-a3de85d8d8b7/59c1ac9e-4cbb-499c-88a1-ddd84df3d78a

Coterie Insurance

Randy Dinwiddie 

Agent 

314-580-3455

#hospitalityinsurance 

Saturday October 30

https://www.eventbrite.com/e/cleatis-allen-jr-one-night-only-tickets-177659302757

Bring AmericaBack

https://m.facebook.com/profile.php?id=111396837697565&ref=content_filter

If you do not have life insurance, you need life insurance. If something happens to you, the best way to show your family you love them is to show them the same financial stability then as you do now. Life Insurance is the best way to keep your family safe financially even if you can't be there anymore.

Here is the app, no doctors and no blood tests in most cases. Get your quote now
  https://agents.ethoslife.com/invite/a89b8

May be an image of text that says 'ETHOS Pay around $47/mo and get up to $400,000 in protection for your family. Check my price Sample quote: 10 yr term life insurance policy, healthy, non-smoking 35 year old male. See ethoslife.com for more information including eligibility and issuing carriers.'

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Cleatis Allen Jr

Hermann Missouri has sold out 2 of the last 2 shows. Our next show is October 30 2021. The only way we do additional shows in town is we sell out this last show with 55 ticket sales at regular price. Entertainment business is costly but well worth it get tickets here www.thelaughingclass.com

ethos life insurance

Get life insurance while you are young and healthyhttps://agents.ethoslife.com/invite/a89b8

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Youur family will still count on you. Even if you have passed. Tell them you care the most buy purchasing a life insurance policy

https://www.dependablebrokers.com/single-post/protect-your-family-with-life-insurance-from-ethos

Cleatis Allen Jr October 30 2021

Non Pay and Late Pay

Our agency is putting a stop to the 45 and 60 day payments sent from Insurance companies. Your bill is due within 30 days of the customers signature date. We will assess a $39 late fee for any policy invoice still open after the 31rst day. If more then 2 of there occurrence happens within any 12 month period we will debit out our commission first and send you the rest.

We are not a bank. When a customer pays their premiums we need to be said to keep our bills paid.

3 strikes and out. The process of finding customers and getting a qualified match is expensive. Companies that do not value the agency enough to pay them on time will be cut.i have closed 5 contracts this year for untimely payment or lack of production.

Randy Dinwiddie

Reliant Brokers

Synopsis

Those that are free spirits that are great salespeople.. I have some news. If you are looking for the newest greatest thing to do. Make sure you do not choose insurance sales. It really doesn't matter how good of a salesperson you are or how many customers that like you in the insurance business.

In insurance, the insurance companies hold all the power and all the keys. If you do not conform to their red tape and the bullshit of some nerd back at the nerdery, you will never get a policy sold. You will have a couple of trees worth of copy paper just sitting around waiting on some dumbass back at the company you got appointed with to get off their high horse and do their fucking job.

I can't remember a day of being in this business that there wasn't level 8 contempt. Insurance companies that write any business at all protect the companies that "grew up" in the business with them by blocking out new companies.

Of course, back in the day, there were no ridiculous sales quotas because back in those days, just getting the sales is what was important. Today. Not the case. The stock market and 100 middlemen own most of the insurance companies so there is no room for too many sales. So let's just keep it in the club here and let the other companies coming up figure it out/ These companies that put ridiculous sales goals on companies in order to lock them out. I think it's time for a class-action lawsuit against them, I know I want my 250k back that I have thrown down the toilet being in this biased and corrupt business.

If you are a smart business person you will hear my words. The Property Casualty insurance industry is full of good ole boy clubs. Special treatment for select companies and not near enough insurance companies to go around for all the agencies in this business.

Run from it

Annoyed

I remember as a child I grew up and never really thought about politics and morals until I hit 21. When you hit the real world and have to pay those bills you find out really quick why it is so important to fight for your morals and values.

I remember seeing the older generation always bitter and angry and I never could figure it out. As I was aging through my life I always was proud to be an American and the direction that we were working for. Up until Bill Clinton got into office and sold out our people to China for bonus checks for him and those 30 year failures in Congress today.

Now I have a full understanding of the feeling of disdain by the older generation back then because as I get older I feel the same way at this moral and responsibility decline in a country that so many have worked their ass of for and died for on the battle field. Until Anericans chose to get responsible and learn to be self sufficient we are going nowhere fast

Fire Sales

Something I will not miss about the promotion business is the not knowing what will happen from day to day. You can spend an entire month promoting a show and have little or no one show up or they all flood at the last 2 days of the show. I don't like operating in the dark. We run an awesome show. So in order to continue them we must sell out the shows to pay the bills, or the shows must stop and be replaced with something that does pay the bills.

Have a great night America

Randy Dinwiddie

Missour and Texas Garage operations insurance (314) 580-3455

comedy night James johann

Sat Sept 25 2021 at 8 pm 114 East 4th Street Hermann Mo 65041

Job Ownership

When I was a young man. I remember my first series of jobs in the food business. You were given a uniform and a badge and three angry fat people walked around and threatened less hours if you didn't keep up and if you got time to lean you got time to clean.

Back in those days you listened and that strengthened if nothing else your work character.

Fast forward to today. You never know if the person that will be eating you has had a bath within a few days and finding someone that actually likes their job is impossible.

Kids have been spoilt rotten.And it is imperative that leadership crack the whip on this lazy and entitled behavior. Can't work because you don't want to STARVE. That's is the way everyone else grew up and it's time for these lazy little shits to learn the same standard.

Marketing Items

This post is for anyone new to the insurance business. Promo items do not work.

I spent thousands on every different kind it seems and it has not once sold a policy.

Keep that money and pay yourself because giving away items is not the way you want to represent your business

Election

I sent a letter to Donald Trump one year before the year he took office asking that he run for President.

I read up on his stances and I could agree with all of them. In 2008 I saw a trainwreck coming with this on and off again relationship America has had with the "devil" himself. CCP

I don't know how Joe Biden made it into office. This has to be one of the biggest presidential disasters of all time.

Rumor has it that many parents wanted off the hook for their kid's college debt so they chose to trust and deal with the devil himself to get them off the hook.

I look at the situation and don't blame the naive people that fell for the trap of the Federal Government. The goal was to keep people paying the Government. And it was working for the past 25 years. The pressure that was put on a kid that knew nothing and had no life experience was just all of a sudden forced to decide what he/she wanted to do with their life with no real knowledge of anything.

Fast forward to today. Biden is keeping our young generation needy by sending 300 per child to buy their votes in the next election as he pulls the socialist strings and buys time to accomplish more of this lazy generations rhetoric.

This next election will mean nothing. Our Government which happens to be the people that vote want something for nothing and they have been enabled to believe that this behavior is ok by the past 2 democratic socialist that have been in office. I don't see any of the people accepting this fake money from the government returning it any time soon. Now these weak people will be expecting it.

Parents everywhere, all of us back to the great depression are responsible for this tragedy because we gave our children the entitled mentality of believing someone owes them something just for showing up.

Entitlement and Greed could be the destruction of America. 🗽

Life Insurance

I bought an insurance policy for 250k from Allstate in 2008. I paid on this until 2021 When I get a letter saying that my policy had been cancelled.

They say it had lapsed for non payment and that if I wanted to continue the policy you would have to do blood get a physical. We both really know what happened there.

Thank you for your 13 years of 600.00 payments. Now that you are 50 years old we are going to use this technicality as a way to either cancel your policy or raise your rates...

Well at that point it was a Flush! Situation and I moved on from the experience. Never trust the US Mail for your insurance policy get an insurance company that sets your policy up on EFT. Or one day that you don't get your renewal bill you are stuck with some crazy underwriters rules to salvage what is left.

Safe MLO Exam

When I got into the insurance business I noticed that there was a lot of not needed nonsense in the business.A ridiculous hurry up and wait process for business insurance filled with trick questions to keep people that actually run a real business from obtaining a policy.

Fast forward to the mortgage broker exam. Filled with not needed jargon to keep people out of the mortgage broker business.

The mortgage business has it's own complete entire language and terms that you must learn before you can enter it. The exam has a 69% fail rate on it's first attempt. The state wants 3500 from you to get your company legal with all of it's fees etc. And Missouri and it's "continuing education" it's a cash grab and a serious joke as far as legitimacy.

In my opinion, the beaurocracy of these federal regulate industries has not done any favors to the regular customer.

Look at the Bill Clinton era where anyone could get a home loan and all the red tape was removed. That's what caused the housing bubble in 08.

As frustrating as it is. I am stuck doing something I swore I would not do again, which is waste my time learning an industry that is a time thief if the companies you depend on to do their job. Which is to write insurance or give customers loans.

Mortgage Broker 2022

It's been 8 years of hard work and learning all there is to learn about the property casualty and life insurance business.

In the past 4 years we have promoted pro stand up comedy shows to provide paychecks to headliners in the comedy business and to try and add new customers to our agencies book.

The comedy promotion business has been hard and a total losing venture. When people come to comedy night the last thing on their mind is buying an insurance policy.

I will be ceasing the comedy promotion business October 30 2021.

On January 1 2022 we will be offering a mortgage broker business with the insurance agency.

I want to thank all of our fans for coming out to watch the shows. It was such a good time, but it was extremely costly and now is the time to get back the losses on that venture.

Thank You

Randy Dinwiddie

Reliant Brokers

2013~2021

I started this insurance agency with all my funding and with no experience in the insurance business. If I said anything other than it has been one of the hardest challenges of my life, it would not be the truth.

With nothing but long climbing altitude hills and all of the challenges of any business, there has been nothing but happy customers with the services I offer to my customers.

I run my business to keep my customers happy and demand that I provide the kind of service I demand. If you need an insurance agent that grew up in the business the hard way and works for the customer and not the corporate greed mongers in the insurance business. Let's talk.

Randy Dinwiddie

Reliant Brokers

Jett Agency

3145803455

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Missouri and Texas residents only. Reliant Brokers

Business Owners Package Insurance (Restaurants)

Get one of the most comprehensive restaurant insurance packages including equipment breakdown from Reliant Brokekers. 10 different companies to quote you with without a lot of hassle in doing so.

Randy Dinwiddie

Reliant Brokers Business Insurance

(314)580-3455

(409)465-9204

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Umbreall

BOP Policy Available

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James Johann Comedy Show Saturday September 25 2021 at 8pm

Our final 2 shows for the Laughing Class will be in Hermann Missouri. Saturday September 25 2021 we will bring veteran headliner James Johann as seen on the Blue Collar Comedy Tour and so many other credentials. This is a one night even only at Uncolor Wine bar at 114 East 4th Street Hermann Missouri 65041

We are going out with a bang at The Laughing Class as we are offering a customer appreciation price of just $10 per ticket for this show! There is a 2 drink minimum purchase on all of our shows as we do not own the venues we play. Your purchases pay for the room rental the night of the show. Doors open at 7 pm and showtime is at 8 pm sharp

Tickets

Protect Your Loved Ones With Life Insurance

In 2020 we added the Life and Annuity business to the agency. This is a super tough market to get into with most of the insurance sales being a relationship sale. We have brought on the 2 best companies in the business. Mass Mutual and Ethos.

We all know that the needs of our families can sometimes be overbearing while we are alive, just imagine the pressures of only having one person to do all the work if we were to die. The biggest gesture of love that you can do for your family is to buy LIFE insurance and keep it.

Click the box ad below and get your life insurance quote in less then 15 minutes. No blood tests or other ridiculessness for most people that fill out the app.

I want to help you protect your family from tje worst possible thing that can happen. We spend more then 60 per month on ridiculous things, just imagine how secure you will fee that you are doing the right thing for your family

Randy Dinwiddie

Reliant Brokers

Missouri 314-580-3455

Texas (409)465-9204